TL;DR — DHA Margalla Enclave payment plan at a glance
DHA Margalla Enclave is a CDA × DHA Islamabad- Rawalpindi joint venture in Zone IV Islamabad, balloted in February and November 2025. The 2026 payment plan offers four options on each residential plot — lump sum, 1-year, 2-year, or 3-year quarterly instalments — with 15% booking due within 30 days of allotment.
Headline 2026 prices (lump sum / 3-year plan): 5 Marla → PKR 15.5M / 18.1M · 10 Marla → PKR 30M / 35.17M · 1 Kanal → PKR 56M / 65.34M. Commercial 133.25 sq yd reserve ≈ PKR 110M; 266.50 sq yd ≈ PKR 336M. Category plots (corner / park-facing / boulevard) carry a 10% premium, capped at 15% for combined categories.
Possession is being staged sector-wise. Boundary walls are complete and internal earthwork is well underway in ME-1 and ME-4. The earlier “100% by December 2025” government commitment has slipped — first sector handovers are now expected from late 2026 onwards. For institutional backing, Margalla foothills positioning, and limited supply, this remains one of Islamabad’s strongest 2026 launches.
Quick facts
| Developer | DHA Islamabad-Rawalpindi × CDA joint venture |
|---|---|
| JV split | CDA 55% · DHA-IR 45% (federal cabinet, Sep 2024) |
| Total area | Approximately 10,000 kanals |
| Location | Main Jinnah Avenue (formerly Kuri Road), Zone IV, Islamabad |
| Plot sizes (residential) | 5 Marla · 10 Marla · 1 Kanal |
| Plot sizes (commercial) | 133.25 sq yd · 266.50 sq yd |
| Blocks | ME-1, ME-2, ME-3, ME-4 · Lake District · Commercial |
| Balloting status | 1st ballot 24 Feb 2025 · 2nd ballot 20 Nov 2025 (results 11 Dec 2025) |
| First instalment due | 24 March 2026 (2nd ballot cohort) |
| NOC posture | Federally-approved CDA-DHA joint venture |
About DHA Margalla Enclave
DHA Margalla Enclave is a 10,000-kanal master-planned housing society jointly developed by the Capital Development Authority (CDA) and DHA Islamabad-Rawalpindi. The federal cabinet approved the joint venture in September 2024 over CDA-acquired Zone IV land in the Margalla foothills, with CDA holding a 55% share and DHA Islamabad-Rawalpindi holding 45%.
The society is structured into four residential blocks — ME-1, ME-2, ME-3, and ME-4 — plus a central Lake District feature and dedicated commercial frontages along the 300-ft Main Jinnah Avenue and internal markaz. Master-planning emphasises wide carpeted roads, underground utilities, and DHA’s standard set of amenities (parks, mosques, schools, healthcare, gated security).
For a fuller society profile — sector-level pricing, on-ground status, and our role in transactions — see our dedicated DHA Margalla Enclave area page.
DHA Margalla Enclave payment plan 2026 — full tables
Each residential plot can be paid lump sum, 1-year, 2-year, or 3-year. The instalment plans add a small uplift over the lump- sum reserve price. All plans require 15% down within 30 days of allotment; the lump sum is 100% within 30 days.
Residential payment plan (PKR)
| Plot | Lump sum | 1-year plan | 2-year plan | 3-year plan |
|---|---|---|---|---|
| 5 Marla (125 sq yd) | PKR 15.5M | PKR 16.4M | PKR 17.2M | PKR 18.1M |
| 10 Marla (250 sq yd) | PKR 30.0M | PKR 31.7M | PKR 33.2M | PKR 35.17M |
| 1 Kanal (500 sq yd) | PKR 56.0M | PKR 59.3M | PKR 62.3M | PKR 65.34M |
Commercial reserve prices
| Plot | Reserve price | 15% booking |
|---|---|---|
| Commercial 133.25 sq yd | PKR 110M | PKR 16.5M (15%) |
| Commercial 266.50 sq yd | PKR 336M | PKR 50.4M (15%) |
Prices last reviewed April 2026. Always confirm against the current DHA Islamabad-Rawalpindi reserve-price letter before any deposit. Sources: DHA-IR official Margalla Enclave portal, margallaenclavedha.com.
Booking, taxes and transfer fees
- Down payment: 15% within 30 days of ballot for any 1/2/3-year plan; 100% within 30 days for lump sum.
- Quarterly instalments: 4 quarters on a 1-year plan, 8 quarters on a 2-year plan, 12 quarters on a 3-year plan. The first instalment for the November 2025 ballot cohort was due 24 March 2026.
- Processing fee: PKR 20,000 (non-refundable), flat across all sizes per the current DHA-IR fee schedule.
- Buyer advance tax: 1.5% of plot price. Seller gain tax: 4.5% on transfer.
- Transfer fees (DHA): 5 Marla — PKR 77,000; 10 Marla — PKR 177,000; 1 Kanal — PKR 191,000.
- Late-payment surcharge:applied per DHA’s standard policy on missed quarterly instalments — request the current schedule from DHA-IR before signing.
Balloting and possession update
- September 2024 — JV approved. Federal cabinet approved the CDA-DHA joint venture for 10,000 kanals in Zone IV Islamabad. CDA 55% / DHA-IR 45%.
- February 2025 — application close. Approximately 47,000–50,000 applications were received for roughly 5,000 plots — nearly 10× oversubscription.
- 24 February 2025 — first balloting. Residential 5 Marla, 10 Marla, and 1 Kanal allotments. Held under DHA-IR oversight.
- 20 November 2025 — second balloting. Results published 11 December 2025. Additional residential allotments plus commercial 133.25 and 266.50 sq yd plots along Main Jinnah Avenue and internal markaz.
- 24 March 2026 — first instalment due for the second-ballot cohort on 1/2/3-year plans.
- Possession status (April 2026):boundary walls complete; ME-1 and ME-4 advanced in earthwork and utility laying; ME-2 and ME-3 trailing; Lake District in design stage. Construction permission has not yet been granted on any block. The government’s earlier 100%-by-Dec- 2025 commitment has slipped; staged sector handovers are now expected from late 2026 onwards, subject to DHA announcements.
- Anticipated third balloting: not yet officially announced — late 2026 is the prevailing market expectation.
Block-by-block status
| Block | Plots | Position | Status (Apr 2026) |
|---|---|---|---|
| ME-1 | 5 & 10 Marla | Entry gateway | Most advanced — earthwork + utilities being laid |
| ME-2 | 1 Kanal luxury | Deep interior | Earthwork in progress |
| ME-3 | 1 Kanal luxury | Deep interior | Earthwork in progress |
| ME-4 | 5 & 10 Marla | Secondary gateway | Advanced earthwork |
| Lake District | Mixed + commercial frontage | Central feature | Approx. 434-kanal artificial lake planned with promenade, jogging track, and commercial ribbon — design stage |
| Civic Plaza / Markaz Commercial | 133.25 & 266.50 sq yd | Along Main Jinnah Avenue & internal markaz | Allotted in 2nd ballot — ribbon development planned |
See the full master plan: the official DHA-IR master plan map — blocks ME-1 through ME-4, the Lake District, Main Jinnah Avenue spine, and commercial frontages — is available as a 2.1 MB PDF on our DHA Margalla Enclave area page.
Location and access
DHA Margalla Enclave sits on Main Jinnah Avenue (formerly Kuri Road) in Zone IV Islamabad, at the foothills of the Margalla Hills. The 300-ft Main Jinnah Avenue is the society’s primary spine and connects to Park Road, the Srinagar Highway link via Banigala, Kashmir Highway, and onward to the Islamabad-Rawalpindi Motorway.
The society is positioned among Islamabad’s premium new- launch zone — adjacent to Park View City, close to Bahria Enclave, and bordering Park Enclave. Approximate distances to landmarks: Centaurus Mall / Blue Area ≈ 12–15 km; Faisal Mosque ≈ 20 km; Islamabad International Airport (via Srinagar Highway) ≈ 30–35 km; Bahria Enclave gate ≈ 10 minutes by road.
In February 2025, the federal government directed CDA to clear encroachments and complete an alternate access route that brings travel time from the PM House area to under 5 minutes — an explicit infrastructure tailwind for the project.
NOC and legal status
DHA Margalla Enclave’s legal posture is its biggest single differentiator from comparable private-sector launches:
- Joint venture: CDA 55% and DHA Islamabad- Rawalpindi 45%, approved by the federal cabinet in September 2024.
- Land status: CDA-acquired Zone IV land — not a private land aggregation, which is the typical source of NOC issues for private societies.
- Regulatory posture: CDA itself is the regulator AND a 55% JV partner — internal alignment between approval authority and developer is unusually strong.
- 2025–26 news: we have not found any active litigation specifically affecting DHA Margalla Enclave in the period since cabinet approval.
That said, every plot allotment depends on the specific allotment letter and ballot record. Before any secondary- market resale purchase, we strongly recommend an independent on-ground and paperwork verification — particularly for files with category-premium claims or non-DHA seller documentation.
Investment outlook 2026 onwards
DHA Margalla Enclave has shown the strongest secondary-market premiums of any Islamabad new launch in 2025–26. Open-market resale figures observed since the November 2025 ballot:
- 5 Marla files: +PKR 3.5–4.5 million on standard plots within months of allotment.
- 10 Marla files: +PKR 5–7 million on standard plots; category plots significantly higher.
- 1 Kanal in ME-2 / ME-3: early premiums tracking the broader trend; thinner volume.
- First-ballot 5 Marla holders have seen roughly 20–30% appreciation in the six months following February 2025 allotment.
The bull caseis straightforward — DHA + CDA backing, Margalla foothills location, 300-ft boulevard frontage, finite plot supply (~5,000 in two ballots), and adjacency to two of Islamabad’s most-traded private societies (Park View City and Bahria Enclave). The Margalla Avenue Extension to the M-1 Motorway, with Rs 3.58 billion final- phase technical bids opened in February 2026, is an additional connectivity tailwind benefiting the entire cluster.
The bear case is delivery timeline. With possession 12–24+ months out and construction permission not yet granted, end-users wanting to move in this year should look at Bahria Enclave Phase 1 or Park View City Hills Estate instead. Margalla Enclave is an investment hold or a future home, not a 2026 move-in.
For a side-by-side investment comparison with the two neighbouring premium societies, see our Bahria Enclave vs Park View City 2026 comparison.
DHA Margalla Enclave vs DHA Gandhara — they are not the same
A common online confusion needs to be cleared up. DHA Margalla Enclave and DHA Gandhara (also called DHA Phase 9 or DHA Gandhara City) are two separate DHA Islamabad- Rawalpindi projects with different locations, sizes, balloting cycles, and payment plans.
| Factor | DHA Margalla Enclave | DHA Gandhara |
|---|---|---|
| Developer | DHA-IR + CDA joint venture | DHA-IR (administered solo) |
| Approx. land size | ~10,000 kanals | ~32,500 kanals (sources vary up to ~12,700 acres) |
| Location | Zone IV — Main Jinnah Avenue, Margalla foothills | M-2 Motorway corridor, near Capital Smart City |
| Balloting | Feb 2025 (1st), Nov–Dec 2025 (2nd) | Launched / balloted Q1 2026 |
| Plot mix | 5 Marla, 10 Marla, 1 Kanal (no 8 marla / 2 kanal) | Differs — separate DHA Gandhara payment plan |
If you have applied to or are considering one, do not assume the documentation, payment schedule, or possession timeline of the other applies. Always confirm against the specific project’s official DHA-IR portal.
For overseas Pakistani buyers
DHA Margalla Enclave fits the overseas buyer profile particularly well in 2026:
- The DHA + CDA backing materially reduces the legal-due- diligence burden compared with private-sector launches.
- The 3-year quarterly instalment plan with 15% booking is friendly to remitting from abroad on a banking-channel schedule.
- The investment thesis (limited supply + institutional backing + connectivity catalysts) suits a long-horizon hold, which is the typical overseas profile.
- Secondary-market files allow entry at a known premium without waiting for a third ballot — but each such file should be verified independently before payment.
For end-to-end overseas buying support — from independent on-ground verification through banking-channel payments and transfer paperwork — see our Overseas Pakistanis hub and the Independent Property Verification service.
Verdict — should you book in DHA Margalla Enclave?
Book if…
- You have a 3–5+ year investment horizon.
- Legal posture and institutional backing are top of mind.
- You want a foothills location adjacent to Park View City and Bahria Enclave at developer-issued pricing.
- Cash-flow on a 15% booking + quarterly plan suits your remittance schedule.
- You are an overseas Pakistani buyer prioritising legal cleanliness over near-term move-in.
Look elsewhere if…
- You need to move in this year — possession is 12–24+ months out for most blocks.
- You require an 8 marla or 2 kanal plot — neither is currently offered.
- Your budget is below the ~PKR 15.5M lump-sum 5 Marla entry — Bahria Enclave outer sectors or Park View City Overseas Block files start lower.
- You want rental yield from day one — DHA Margalla Enclave is a growth play, not a yield play, for now.
Booking, secondary-market files, or category questions?
Our team works DHA Margalla Enclave every week — block-level availability, current resale premiums, category-plot verification, and overseas buying support. Tell us your size and budget, and we’ll come back with verified options and a clear plan.